MyPay Business Suite

POS + ERP + Accounting

Fully Integrated Business Management Solution

One system, one database, real-time synchronization across all modules

Date: 9th February 2026

Core Features

Feature Category POS System ERP System Accounting System
Sales Management
  • Touch-screen interface
  • Quick product search
  • Barcode scanning
  • Multiple payment methods
  • Split payments
  • Cash drawer management
  • Receipt printing
  • Customer display
  • Real-time inventory update
  • Sales order management
  • Quotation generation
  • Credit sales tracking
  • B2B customer portal
  • Sales analytics dashboard
  • Customer relationship management
  • Sales territory management
  • Auto journal entries
  • Revenue recognition
  • Sales tax calculation
  • Accounts receivable
  • Payment tracking
  • Aging analysis
Inventory Management
  • Real-time stock levels
  • Low stock alerts
  • Product variants (size, color)
  • Fast-moving items dashboard
  • Multi-warehouse management
  • Stock transfer between locations
  • Goods Receipt Note (GRN)
  • Purchase order management
  • Reorder point automation
  • Stock adjustment
  • Batch & serial number tracking
  • Expiry date management
  • Inventory valuation (FIFO/LIFO/Weighted Average)
  • Stock take & cycle counting
  • Inventory accounting
  • COGS calculation
  • Inventory write-off
  • Inventory valuation reports
Purchasing
  • Supplier database
  • Quick stock replenishment
  • Purchase requisition
  • Purchase order (PO) creation
  • PO approval workflow
  • Supplier management
  • Supplier payment terms
  • Purchase price comparison
  • 3-way matching (PO-GRN-Invoice)
  • Supplier performance tracking
  • Accounts payable
  • Invoice verification
  • Payment scheduling
  • Supplier aging report
  • Payment vouchers
  • Auto journal posting
Customer Management
  • Customer registration
  • Loyalty program
  • Points & rewards
  • Customer purchase history
  • Quick customer lookup
  • Customer database
  • Credit limit management
  • Customer segmentation
  • Price list per customer
  • Contract management
  • Customer portal access
  • Customer ledger
  • Payment collection
  • Credit notes
  • Debit notes
  • Statement of accounts
Reporting & Analytics
  • Daily sales report
  • Cashier performance
  • Hourly sales trends
  • Top selling products
  • Payment method breakdown
  • Void/refund report
  • TopLine Dashboard: Total Revenue, Sales by Store/Location, Sales by Product Category, Sales Growth Trends, Customer Acquisition Metrics, Average Transaction Value
  • Inventory turnover analysis
  • Slow-moving stock report
  • Purchase analysis
  • Sales forecasting
  • Supplier performance report
  • Stock level report
  • ABC analysis
  • TopLine Dashboard: Sales by Hour/Day/Week/Month, Year-over-Year Comparison
  • Profit & Loss statement
  • Balance sheet
  • Cash flow statement
  • Trial balance
  • General ledger
  • Budget vs Actual
  • Financial ratios
  • Tax reports (SST, PPN)
  • BottomLine Dashboard: Net Profit (Today, MTD, YTD), Gross Profit Margin, Operating Expenses, COGS, Expense vs Budget, Profit by Store, Cash Flow, AR/AP Aging, Working Capital Ratio, ROI
Human Resources & Payroll
  • Staff login/logout tracking
  • Commission calculation
  • Staff sales performance
  • Employee database
  • Attendance tracking
  • Leave management
  • Payroll processing
  • Salary calculation
  • Overtime calculation
  • Benefits administration
  • Performance appraisal
  • Training records
  • Payroll journal entries
  • EPF/SOCSO/EIS contribution
  • BPJS contribution (Indonesia)
  • Tax withholding (PCB, PPh 21)
  • Payroll reports
  • Salary disbursement
Financial Management
  • Cash register closing
  • Daily cash summary
  • Petty cash management
  • Bank reconciliation
  • Multi-currency support
  • Asset management
  • Fixed asset register
  • Depreciation calculation
  • Chart of accounts
  • Double-entry bookkeeping
  • Journal entry management
  • Account reconciliation
  • Financial period closing
  • Audit trail
  • Budget management
  • Cost center accounting
E-Invoice & Compliance
  • E-invoice generation at POS
  • QR code on receipt
  • Auto submission to LHDN/DJP
  • B2B e-invoice (MyInvois)
  • E-Faktur integration (Indonesia)
  • Tax compliance reporting
  • MyInvois API integration (Malaysia)
  • E-Faktur API integration (Indonesia)
  • SST/GST reporting (Malaysia)
  • PPN reporting (Indonesia)
  • Tax audit trail
  • MPERS/MFRS compliance (Malaysia)
  • SAK/PSAK compliance (Indonesia)
Multi-Location Support
  • Per-store configuration
  • Local inventory visibility
  • Store-specific pricing
  • Centralized inventory view
  • Inter-branch stock transfer
  • Multi-location reporting
  • Branch comparison analysis
  • Consolidated financial statements
  • Branch P&L
  • Inter-branch transactions

Technology Stack & Applications

Frontend Applications

  • POS Terminal App - Windows/Android touchscreen interface
  • Web Admin Dashboard - Responsive web interface for management
  • Mobile Manager App - iOS/Android app for store managers
  • Employee Mobile App - Staff attendance, payslip, leave management
  • Customer Mobile App - Order placing and tracking
  • Self-Service Kiosk - Customer-facing ordering system
  • Kitchen Display System (KDS) - For F&B operations
  • Cashier Display Screen - Secondary display for customers at checkout
  • Warehouse Management App - Mobile app for warehouse operations
  • Supplier Web Portal - Portal for suppliers to manage orders & invoices
  • Customer Web Portal (B2B) - Corporate customers place orders online
  • Reporting Dashboard - Executive analytics and reporting interface

Backend Services

  • API Gateway - RESTful API for all integrations
  • Authentication Service - User & role management
  • Payment Gateway Integration - Multi-payment processor
  • E-Invoice Service - MyInvois & e-Faktur API
  • Notification Service - Email/SMS/Push notifications
  • Report Engine - Dynamic report generation
  • Data Sync Service - Real-time synchronization
  • Backup & Recovery Service - Automated backups

Software Components

  • Database - MySQL/PostgreSQL/SQL Server
  • Web Server - Apache/Nginx
  • Application Server - Node.js/PHP/Python
  • Mobile Apps - Native iOS/Android applications
  • PWA (Progressive Web App) - Works offline, installable on any device
  • Cache Layer - Redis for performance
  • Queue System - RabbitMQ for async tasks
  • File Storage - Local/Cloud storage integration
  • Search Engine - Elasticsearch for fast product search
  • Real-time Engine - WebSocket/Socket.io for live updates
  • Logging System - Centralized log management
  • Monitoring Tools - Performance & health monitoring

Integrations & APIs

  • Payment Gateways - Stripe, PayPal, iPay88, MOLPay
  • E-Invoice APIs - LHDN MyInvois (Malaysia), DJP e-Faktur (Indonesia)
  • LHDN (Malaysia) - Inland Revenue Board tax reporting
  • SSM (Malaysia) - Companies Commission integration
  • EPF/KWSP (Malaysia) - Employee Provident Fund reporting
  • SOCSO (Malaysia) - Social Security Organisation reporting
  • EIS (Malaysia) - Employment Insurance System
  • DJP (Indonesia) - Tax Directorate General integration
  • BPJS Kesehatan (Indonesia) - Health insurance reporting
  • BPJS Ketenagakerjaan (Indonesia) - Employment social security
  • Banking Integration - Bank statement reconciliation
  • Email Service - SendGrid, AWS SES
  • SMS Gateway - Twilio, local SMS providers
  • WhatsApp Business API - Customer notifications

Hardware Support

  • Receipt Printers - Thermal, Impact, Network printers
  • Barcode Scanners - USB, Wireless, 2D scanners
  • Cash Drawers - Auto-open integration
  • Card Readers - EMV chip, contactless NFC
  • Customer Display - Pole display, dual monitor
  • Kitchen Printers - Auto-routing by category
  • Label Printers - Product labeling
  • Weighing Scales - For bulk/produce items

Security Features

  • Role-Based Access Control - Granular permissions
  • Data Encryption - AES-256 encryption at rest
  • SSL/TLS - Encrypted data transmission
  • Audit Logging - Complete activity trail
  • Two-Factor Authentication - Enhanced security
  • IP Whitelisting - Network security
  • Automated Backups - Daily encrypted backups
  • Disaster Recovery - Business continuity plan

Regional Compliance & Localization

🇲🇾

Malaysia Compliance

  • MyInvois - LHDN e-Invoice integration (mandatory from 2024)
  • SST (Sales & Service Tax) - Automatic calculation & reporting
  • MPERS/MFRS - Malaysian accounting standards
  • EPF (KWSP) - Employee provident fund calculation
  • SOCSO - Social security contribution
  • EIS - Employment insurance system
  • PCB (Potongan Cukai Berjadual) - Monthly tax deduction
  • Multi-currency - RM (Ringgit Malaysia) primary
🇮🇩

Indonesia Compliance

  • e-Faktur - DJP electronic tax invoice system
  • PPN (Pajak Pertambahan Nilai) - Value-added tax 11%
  • SAK/PSAK - Indonesian accounting standards
  • BPJS Kesehatan - Health insurance contribution
  • BPJS Ketenagakerjaan - Employment social security
  • PPh 21 - Income tax withholding
  • Multi-currency - IDR (Rupiah) primary

Additional Features & Capabilities

Category Features
Promotions & Discounts
  • Percentage discount
  • Fixed amount discount
  • Buy X Get Y free
  • Bundle pricing
  • Time-based promotions (happy hour)
  • Coupon/voucher management
  • Member-exclusive pricing
  • Bulk purchase discount
Restaurant/F&B Specific
  • Table management
  • Floor plan layout
  • Order routing to kitchen
  • Kitchen Display System (KDS)
  • Modifier/add-ons support
  • Recipe management
  • Ingredient tracking
  • Delivery integration
  • Reservation management
Retail Specific
  • Product variants (size, color, etc.)
  • Matrix product management
  • Product bundling
  • Composite products
  • Price tags & label printing
  • Shelf label management
  • Seasonal pricing
E-Commerce Integration
  • Online order management
  • Unified inventory
  • Order fulfillment tracking
  • Shipping label generation
Business Intelligence
  • Interactive dashboards
  • Custom report builder
  • Data export (Excel, PDF, CSV)
  • Scheduled report delivery
  • Predictive analytics
  • Trend analysis
  • Benchmarking reports
User Management
  • Unlimited user accounts
  • Role-based permissions
  • Staff shift management
  • Time clock integration
  • Activity logging
  • PIN/biometric login
  • Permission levels by store

Support & Training Services

Service Details
Implementation & Onboarding
  • System configuration & setup
  • Data migration from existing systems
  • Product catalog setup
  • User account creation
  • Hardware installation & testing
  • Go-live support
Training Programs
  • On-site training sessions
  • User manuals & documentation
  • Train-the-trainer programs
  • Role-specific training modules
Technical Support
  • Phone, email, chat support
  • Remote desktop assistance
  • On-site support (if needed)
  • Priority support for critical issues
Maintenance & Updates
  • Regular software updates
  • Security patches
  • Bug fixes
  • Feature enhancements
  • Compliance updates (tax law changes)
  • Performance optimization